- ABOUT US
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- FAQ'S & SALE INFORMATION
- FINANCE OPTIONS
- TERMS & CONDITIONS
- BELFAST FLAGSHIP STORE
Choose from one of four interest free finance options and checkout today.
David James Kerr works with Zip Pay, Clearpay, Laybuy and Klarna for finance offering on all products online. However, David James Kerr does not have an impact on the acceptance of any payment plan.
The available finance options vary between weekly, bi-weekly and monthly payments. Just select which finance option you wish to choose at the checkout and they will take care of the rest.
To sign up with Clearpay you need to:
Be at least 18 years old Have a valid and verifiable email address and phone number
Use a UK bank payment card - Visa or Mastercard Debit or Credit Card
Be capable of entering into a legally binding contract
Have a verifiable and valid ID Be living in the UK (England / Wales / Scotland & Northern Ireland) No UK territories or British Forces Post Offices addresses are allowed, No Isle of Mann or Isle or Jersey or Isle of Guernsey addresses are allowed
We offer simple instalment plans for online shoppers, allowing a purchase to be paid for in four instalments, due every 2 weeks.
Simply shop with one of your favourite stores found in the Shop Directory and choose Clearpay as your payment method at checkout. First-time shoppers provide payment details as usual, returning shoppers simply log in to make their purchase. It’s that easy! After you check out, the goods will be shipped to you by the merchant.
At any time, you can log in to your Clearpay account to see your payment schedule and make a payment before the due date. Otherwise we will automatically take the money from your debit or credit card every 2 weeks.
You will pay the first payment at the time you make the purchase with Clearpay.
At Clearpay, we’re committed to protecting and respecting your privacy. We’re part of the Afterpay Touch Group, which is level 1 certified by the Payment Card Industry Data Security Standard (PCI DSS).
This is the highest level of security in the payment industry.
Clearpay does not charge a fee to shoppers when purchasing. The only fees applied to a shoppers account are late fees if your scheduled payments are unsuccessfully processed and, after being notified, you do not log in to your Clearpay account to make your payment via a different method.
If you have not made the payment before the due date, and the automatic payment fails, you have until 11pm the following day to make payment.
After 11pm the following day, if that payment has not been made, you will incur a late payment fee of £6 and a further late fee of £6 if the payment is not made within 7 days (as stated in our terms)
Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of Smooth payments to more than 70,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.
Once your order's confirmed, you'll receive an email with payment instructions within two days from Klarna. You'll then have 30 days to try on your order and only pay when you’re happy. Complete the payment online, at your convenience, with no extra cost. You can pay via credit or debit card at www.klarna.com/uk
Slice it is a promotional plan on the Klarna Account. How do I use Slice it? When you shop online, Klarna's system reviews each order to determine which payments options are available to you. If Slice it is offered, simply select this option.
You can pay with debit or credit card immediately in the checkout or take advantage of our Pay later payment option, where you can pay for the goods once you have received them via credit card or debit card.
Once David James Kerr has received the return (partial or full) and you have received their confirmation of this, an updated statement will be sent to you by Klarna if you've made a partial return. With a full return, your statement will be closed.
Laybuy is available for New Zealand, Australian and UK residents who are at least 18 years old.
Before you can use Laybuy you need to provide us with your full name, residential address, email address and your mobile number for the credit check/verification.
We will also need your Visa Debit or Credit Card details so that we can deduct the amounts in connection with your purchase.
As soon as you have placed your order and have gone through the checkout process your card will be charged. This may take a little longer to show up on your statement dependant on which supplier you bank with.
You will always pay the first instalment at the time you place your order.
Laybuy doesn't charge you any interest or upfront fees.
If you miss a payment you will be notified immediately. A late payment fee of $10/£6 may be charged in respect of each payment you fail to make on time. Any payment default may also result in our debt collection service contacting you and/or your credit score being affected.
Zip Pay is a digital wallet that allows customers to purchase immediately and pay later, both in store and online.
To shop using Zip, you need: - To be over the age of 18 - To have a UK issued Visa or Mastercard (both debit and credit are good) - Be living in the UK - A good credit history (our automated system will review this when you sign up)
Payments are automatically scheduled to be taken fortnightly. You’ll pay 25% upfront, then 25% fortnightly for the next 6 weeks. We try to take payment during the day. If this fails, or if you'd like to make a payment earlier, you can log in to your Zip account (gttps://zip.co/uk/portal) and manually make payment. Be sure to pay before midnight to avoid a late payment fee of £4.
If you have any further questions regarding any of the four finance options available please email us below stating which finance option in the subject box.